It’s not a loan, it’s an investment in your home’s value
Unlock gives you cash today in exchange for a portion of your home’s future value. There are no interest charges or monthly payments and you can use the money however you want.
Unlock financial freedom
Get the money you need without monthly payments
Use your home equity to get the money you need
The money Unlock gives you isn’t a loan, so there are:
- No monthly payments
- No income requirements
- No added debt
Find financial freedom easily with Unlock
An Unlock investment in your home allows you to avoid the rate volatility of a HELOC and is available to property owners of all ages — even those without perfect credit — unlike age-restricted reverse mortgages.
Getting started is easy
Just enter your address into the form found above to:
Determine amount Unlock may invest in your home
Accept your offer
Frequently asked questions
Q. How does Unlock work?
A.
Unlock is a real estate investor. We pay you cash for the right to share in your home’s future value. In a typical transaction, we might provide cash equal to 10% of the home value today in exchange for 16% of the home value in the future.
The investment Unlock makes is not a loan. There are no monthly payments — not now, not ever. You can use the proceeds any way you want, and you continue to own your home just as you always have.
You’ll settle up with us when you sell your home or decide to buy us out (based on an appraised value.) We’ll receive our percentage of the home’s value at that time according to the terms (e.g., 10% for 16%). There is a maximum term of 10 years.
Q. Who owns the home?
A.
Unlock is a real estate investor. We pay you cash for the right to share in your home’s future value. In a typical transaction, we might provide cash equal to 10% of the home value today in exchange for 16% of the home value in the future.
Q. How much can I get from Unlock?
A.
Unlock is a real estate investor. We pay you cash for the right to share in your home’s future value. In a typical transaction, we might provide cash equal to 10% of the home value today in exchange for 16% of the home value in the future.
Q. How is Unlock different from a HELOC or reverse mortgage?
A.
Unlock is a real estate investor. We pay you cash for the right to share in your home’s future value. In a typical transaction, we might provide cash equal to 10% of the home value today in exchange for 16% of the home value in the future.